HIV cases decline for black women, increase for gay men: CDC

Fewer black women in the United States are being infected with HIV, but the number of young gay and bisexual men infected is rising, the Centers for Disease Control and Prevention said on Wednesday.
Between 2008 and 2010, the number of newly infected black women dropped 21 percent, according to the CDC report. Yet despite the decline, they still accounted for 70 percent of all new HIV cases among women, the federal health agency said.
The rate of new infections for black women was 20 times higher than the rate for white women, the CDC said.
The number of new infections among young gay and bisexual men increased by 22 percent during that same two-year period, the CDC said.
The number of new HIV infections diagnosed annually in the overall U.S. population remained unchanged between 2008 and 2010 at about 47,500, according to health officials.
Public information campaigns on HIV prevention and testing seem to be working in lowering the number of new infections among African-American women, said Joseph Prejean, chief of the Behavioral and Clinical Surveillance Branch in the CDC's division of HIV/AIDS Prevention in Atlanta.
"We are encouraged to see some declines among African-American women," Prejean told Reuters. "They've been one of the most severely affected populations. We're cautiously optimistic that this could be part of a longer-term trend."
Among young gay and bisexual men, efforts to fight HIV have not been as effective, possibly because of advances in treatment for AIDS, the immune disorder caused by HIV, Prejean said.
"We do realize that many men who have sex with men do probably underestimate their personal risk and believe that treatment advances minimize the health threat," Prejean said.
Even though treatment can prolong the life of an AIDS patient, Prejean cautioned that "their life really does change. They then begin to take medication and will take medication for the rest of their lives," he said.
HIV is an incurable infection that costs $400,000 to treat over a lifetime, CDC Director Dr. Thomas Frieden said last month after another government report showed more than half of young Americans infected with HIV were not aware they had it.
Young people ages 13 to 24 account for 26 percent of all new HIV infections in the United States, the earlier CDC report said.
The report released on Wednesday said nearly two-thirds of new HIV infections in 2010 resulted from men having sex with other men. Young black men who have sex with men account for more new infections than any other subgroup, government health officials said.
"Because gay men account for 66 percent of all new infections, we must increase the focus of our prevention programs for gay men, particularly young and black gay men," said Michael Ruppal, executive director of The AIDS Institute.

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Ky. court upholds decision in penis removal case

A Kentucky man lost his bid Friday to force a doctor to pay damages for removing a cancer-riddled section of his penis during what was scheduled to be a simple circumcision.
The Kentucky Court of Appeals found that a jury correctly concluded that 66-year-old Phillip Seaton of Waddy consented to allow Dr. John Patterson to perform any procedure deemed necessary during the Oct. 19, 2007, surgery.
Patterson, a Kentucky-based urologist, maintains he found cancer in the man's penis during surgery and that it had to be removed. The patient claims the surgery was supposed to be a circumcision and he never authorized the amputation, nor was he given a chance to seek a second opinion.
"Additionally, there is uncontroverted testimony in the record that if Mr. Seaton were not treated for the penile cancer, it would prove fatal in the future," Judge Janet Stumbo wrote for the court.
Judge Michael Caperton dissented, but did not issue a written opinion.
Clay Robinson, a Lexington-based attorney for Patterson, said the opinion was "very well-reasoned" and fact-based.
"You always appreciate when you see judges at any level go into that amount of detail," Robinson said.
Seaton and his wife, Deborah, sued Patterson, a Kentucky-based urologist, in Shelby County Circuit Court in 2008. Seaton, now in his 60s, was having the procedure to better treat inflammation. The Seatons also sued Jewish Hospital, where the surgery took place. The hospital settled with the couple for an undisclosed amount.
Both sides agree that Seaton had squamous cell carcinoma, a type of skin cancer, in his penis. Patterson concluded that a tumor had overtaken much of the top of the organ, which made it impossible to insert a catheter.
"He also opined that serious complications and additional surgery could result if he did not insert the catheter," Stumbo wrote.
The main point of contention is whether Patterson acted reasonably in removing the organ immediately or if amputation could have been delayed to let Seaton seek other medical options.
Stumbo and Judge Donna Dixon concluded that, even though Seaton had limited ability to read and write, he never informed the doctor of that fact and signed the consent form in the presence of a witness. The Seatons claimed that the waiver didn't give Patterson authority to conduct an amputation without further consent.
"They maintain that no harm would have resulted if Dr. Patterson has consulted with either of them before proceeding, or if he had allowed them to consult with another physician to get a second opinion or other treatment options," Stumbo wrote.
Stumbo wrote that Patterson acted properly because the tumor had consumed such a large section of the organ.
"For this reason alone, the resection of the tumor was 'necessary and proper' in the context of inserting a catheter," Stumbo wrote.
Kevin George of Louisville, the attorney for Seaton, did not immediately return messages seeking comment.

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Judge orders end to HIV prison segregation in Alabama

Judge orders end to HIV prison segregation in Alabama
BIRMINGHAM, Alabama (Reuters) - A U.S. federal judge ruled on Friday to end the segregation of prisoners with HIV in Alabama, agreeing that it violates the Americans with Disabilities Act (ADA).
"It is evident that, while the ... segregation policy has been an unnecessary tool for preventing the transmission of HIV, it has been an effective one for humiliating and isolating prisoners living with the disease," U. S. District Judge Myron Thompson wrote in his ruling.
South Carolina now remains the only state segregating HIV inmates from the general population. Mississippi ceased a similar practice in March 2010.
The ruling came in response to a lawsuit by the American Civil Liberties Union (ACLU) over what the group contended was a discriminatory practice that prevented most HIV-positive inmates from participating in rehabilitation and retraining programs, including mental health and substance abuse programs, important for their success after prison.
"We won on all counts. It is a total victory and a glorious day for everyone with HIV," said Margaret Winter, associate director of the ACLU National Prison Project and lead counsel for the plaintiffs.
Proponents of ending the policy sited an out-dated view of HIV/AIDS, which has become increasingly controllable. In the case of a virus transmitted by behavior, and not environment, preventing its spread is easier through proper medical treatment, rather than radical segregation of HIV positive inmates, according to Nancy Mahon, who chairs the Presidential Advisory Council on HIV/AIDS (PACHA).
"We now have ability to suppress the virus and reduce the possibility of transmission to four percent. Alabama and South Carolina have been in the dark ages about this public health sorrow," said Mahon, who also directs the MAC AIDS Fund, which is financing the ACLU challenges in both states.
"The last thing we want to do is send them back into the community without treatment," she added.
Two of Alabama's 29 prisons have dormitories specifically housing prisoners with HIV. A handful of prisoners had been allowed to live and work in non-segregated settings in work-release programs, Winter said.
Currently, the inmates with HIV live, eat and exercise apart from the general population, according to court documents filed by the ACLU. Male inmates in the HIV dormitories were given white armbands that signal their medical status.
"First, we are isolated ... like we are contagious animals," Dana Harley, another prisoner who was a plaintiff in the case, said in a letter included in the court file. "It is like punishment three times over."
Approximately 270 inmates out of the 26,400 in the state prison system have tested positive for the virus and none have developed AIDS, according to Alabama Department of Corrections spokesman Brian Corbett, who did not respond to inquiries about the ruling.
The judge plans to rule separately on the medical criteria for work release for HIV prisoners, according to his ruling.

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Venezuela VP in Cuba to visit ailing Chavez

HAVANA (AP) — Venezuela's vice president arrived in Havana on Saturday in a sudden and unexpected trip to visit President Hugo Chavez as he recovers from cancer surgery.
Communist Party newspaper Granma published online a photo of a smiling Vice President Nicolas Maduro being greeted at the airport in the Cuban capital by the island's foreign minister, Bruno Rodriguez.
"From there, (Maduro) went directly to the hospital where President Hugo Chavez Frias is receiving treatment to greet his family members and Venezuelan Science and Technology Minister Jorge Arreaza Monserrat, and to discuss with doctors the adequate moment to visit the President the same day," the paper said.
Granma added that Maduro was accompanied by Venezuelan Attorney General Cilia Flores.
The previous night in Caracas, Venezuela, Maduro did not specify how long he would be away but said Energy Minister Hector Navarro would be in charge of government affairs in the meantime. Maduro's announcement came at the end of a long speech at the inauguration of a state governor, and he offered no information on the purpose of his visit beyond seeing Chavez.
In a speech Saturday, Venezuela's National Assembly President Diosdado Cabello said only that Maduro went to Cuba to visit with Chavez and urge him "to follow his treatment." Venezuelan press officials in Caracas said they had no additional information Saturday.
Maduro's trip comes amid growing uncertainty about Chavez's health.
The Venezuelan leader has not been seen or heard from since undergoing his fourth cancer-related surgery Dec. 11, and government officials have said he might not return in time for his scheduled Jan. 10 inauguration for a new six-year term. There have been no updates on Chavez's condition since Maduro announced Monday night that he had received a phone call from the president who was up and walking.
Venezuela's opposition criticized Maduro for what they said was a lack of transparency surrounding Chavez's health.
"What I still don't understand is who is president," Lawmaker Alfonso Marquina said. "Who is governing the country now? As for the purpose of this sudden and improvised trip, only the national government knows."
Maduro is the highest ranking Venezuelan official to visit Chavez since the surgery. Bolivian President Evo Morales traveled to Cuba last weekend in a quick trip that only added to the uncertainty surrounding Chavez's condition. Morales has not commented publicly on his visit or even confirmed that he saw Chavez while he was there.
Before leaving for Cuba, Chavez acknowledged the precariousness of his situation and designated Maduro as his successor, telling supporters they should vote for the vice president if a new presidential election was necessary. Although Chavez has delegated some administrative powers to Maduro, he did not leave the vice president officially in charge of the presidency.
Venezuela's Democratic Unity bloc of opposition parties suggested Saturday it was time for the government to declare the president temporarily absent from power.
"They are trying to hide what every day is a fact: The government does not want to recognize that there is a temporary absence of the president from his duties," the bloc said in a statement.
On Friday morning, Maduro read a New Year message from Chavez to Venezuelan troops, though it was unclear when the president composed it.
"I have had to battle again for my health," Chavez said in the message. He expressed "complete faith in the commitment and loyalty that the revolutionary armed forces are showing me in this very complicated and difficult moment."
A group of opposition candidates demanded Friday that Maduro provide an official medical report on Chavez's health. Lawmaker Dinorah Figuera said the country needs "a medical report from those who are responsible for the diagnosis, evaluation and treatment of the president."
"The Venezuelan people deserve official and institutional information," Figuera told Venezuelan media.
A legal fight is brewing over what should happen if Chavez, who was re-elected in October, cannot return in time for the inauguration before the National Assembly.
National Assembly Diosdado Cabello insisted Monday that Venezuela's constitution allows the president to take the oath before the Supreme Court at any time if he cannot do it before the legislature on Jan. 10.
Opposition leaders argue the constitution requires that new elections be held within 30 days if Chavez cannot take office Jan. 10. They have criticized the confusion over the inauguration as the latest example of the Chavez government's disdain for democratic rule of law and have demanded clarity on whether the president is fit to govern.

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AP's Honduras correspondent navigates violent land

TEGUCIGALPA, Honduras (AP) — Every Saturday morning, one of my taxi drivers pays about $12 for the right to park his cab near a hospital, about two blocks from a police station.
But it's not the government that's charging.
An unidentified man pulls up in a large SUV, usually brandishing an AK-47, and accepts an envelope of cash without saying a word. Jose and nine other drivers who pay the extortionists estimate that it amounts to more than $500 a year to park on public property. During Christmas, the cabbies dish out another $500 each in holiday "bonuses."
Meanwhile, Jose pays the city $30 a year for his taxi license.
"Who do you think is really in charge here?" Jose asked me.
It is an interesting question, one I have been trying to answer since I arrived here a year ago as a correspondent for The Associated Press. Is the government in charge? The drug traffickers? The gangs? This curious capital of 1.3 million people is a lawless place, but it does seem to have its own set of unwritten rules for living with the daily dangers.
Jose, who did not want his last name used for fear of reprisals, says his extortionists are from "18th Street," a powerful gang that started in U.S. prisons. The taxi drivers don't bother to report the crime, he says, because they suspect police are involved in the racket. In the first six months of 2012, 51 taxi drivers were killed in Tegucigalpa — most of them, Jose's colleagues believe, for failing to pay extortionists.
When I moved to Tegucigalpa last March several friends back home in Spain wanted to know why. The big story was in Egypt, Libya and Syria; what was I planning to do on the other side of the globe? "Bear witness," I said, "to the most violent place in the world, to a country in crisis."
I am the only foreign correspondent here, with no press pack to consult on questions of security, or to rely on for safety in numbers. I fall back on instincts honed in war zones, but they are not always sufficient when you are covering a failing state.
When you are in the trenches of Libya, you generally know where the shooting comes from. But in Honduras, you never know where danger lurks.
Three weeks after I arrived, I attended a ceremony in the capital where U.S. Assistant Secretary of State William Brownfield delivered 30 motorcycles to President Porfirio Lobo to help Honduras fight crime. A neighborhood leader, however, had complained to me that the narcos had bribed some police officers to look the other way. I asked the officials if they weren't afraid the motorcycles would end up in the hands of the bad guys.
I got no answer. Instead a Honduran reporter wrapped his arm around my shoulder and whispered, "We don't ask questions like that here." If I wanted to survive in Honduras, he said, "Keep a low profile."
More than two dozen Honduran journalists have been killed in the last two years. Some reporters carry weapons to protect themselves, others use the armed guards that President Lobo offered after a prominent Honduran radio journalist was assassinated last May — reportedly in retaliation for a government crackdown on cartels.
It is not hard to become a fatality. A few months ago, I interviewed a lawyer, Antonio Trejo, who was defending the peasants of Aguan Valley in a land dispute against agribusiness tycoon Miguel Facusse, one of the most powerful men in the country. Trejo had warned repeatedly that he would be killed for helping the campesinos. Two days after I interviewed him, he was shot six times as he was leaving church by two men on a motorcycle.
In August, I took a walk on a Sunday with a couple of friends in a sad dilapidated park — one of only two in the city. I got a call on my iPhone. I stepped away from friends and began to walk as I talked, as you would in a normal city, a normal park. Suddenly two teenagers approached me, asking first for a cigarette, then for the phone. I hung up, put the phone in my pocket and shouted over to my friends, who helped me chase the young men away — once we realized they weren't armed.
But I learned my lesson. Unwritten rule: Do not walk around talking on an iPhone, which costs about three times a monthly salary in Honduras. And forget the park.
Like most Hondurans who can afford it, my family and I live behind high gated walls with a guard out front. After the park episode, I gave up my morning ritual of newspapers and espresso at an outdoor cafe. I don't go out at night.
In the daytime, I use trusted drivers like Jose to guide me through Tegucigalpa's chaotic streets, past its barbed-wire fences, mounds of garbage and packs of dogs. I keep the tinted windows up, the doors locked, and we don't stop at the lights, so we won't get carjacked.
I vary my routes. I try not to fall victim to the permanent sense of danger that hangs over the capital, where the conversation is invariably about whose relative was just killed, or what atrocity happened on the corner. Yet I constantly check the rear and side mirrors of Jose's car for approaching motorcycles. Honduras has the world's highest murder rate, and paid gunmen almost always travel by motorcycle to make a quick getaway through impossible traffic.
The violence is a stark contrast to the friendly feel of a land where many have a Caribbean attitude about life, happy and easygoing. Once you leave the cities, the landscape is amazing — wild, healthy, and savage, from the waterfalls of La Tigra National park, just half an hour from the capital, to the islands of the Caribbean and the world's second largest coral reef.
___
Our babysitter, Wendy, sells Avon products door-to-door to make extra money after her child's father disappeared on his clandestine journey to the U.S. to find work.
Last month, she was on her way to deposit her Avon earnings in the bank when a robber pointed a knife at her waist and told her to hand over the cash. He took 5,000 lempiras — about $250 — which was everything she had earned, including the money she owed Avon.
Again last week, Wendy encountered thieves, this time as she left my house about 7:30 p.m. Half a block away, she passed a group of basketball players just as three gunmen threw them up against a wall, stealing their money and phones. "They looked like police," she said of the gunmen.
Two days later, a neighbor in her poor barrio of ramshackle huts and dirt roads was robbed by an armed drug addict. The neighbor escaped, went home for his own gun and returned to kill the drug addict. "Police thanked him for the favor," Wendy said.
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My best friend here is a man named German who studied art and opened a tattoo parlor with a business partner. They were talented and developed a good clientele, particularly among youths looking to leave the street gangs and get rid of the signature tattoos. German learned how to convert numbers such as 18 into pirate ships, and to turn other gang symbols into random designs. He saw this as a kind of social service, removing a stigma from the skin of a gangster who wanted to return to civilian life, and he asked to borrow a camera of mine to take pictures of their work.
Some days later, German's partner was walking home when a black car drew near. He tried to run until the front-seat passenger screamed at him to halt. "Get in and put this on," the man said, handing him a black hood.
They took him to a dark room where they removed the hood and claimed he spied on them. They tortured him for several hours before letting him go, with a broken rib.
My friend closed his shop and moved to a new house. He knows they are looking for him.
German comes from a family of means. Here, violence is democratic.
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Honduran officials receive aid from the U.S. to fight the trafficking of cocaine headed for the U.S. market. The country has 640 kilometers (400 miles) of northern Caribbean coastline, with plenty of tree cover and great uninhabited stretches for moving drugs. It is flanked by the port town of Puerto Lempira in the east and San Pedro Sula in the west.
While Hondurans blame their police for much of the crime, police say they are overwhelmed and outgunned by the drug traffickers and criminals. AP photographer Esteban Felix and I decided to see this for ourselves, and rode with police in San Pedro Sula, the country's largest and wealthiest city.
In one night, we saw the bodies of two bus drivers who had been killed for refusing to pay a cut to gangs, a police officer executed on a highway with a single shot to the head, and three people shot dead in a pool hall for what was described as "a settling of accounts."
The hospital emergency room looked like a scene out of a civil war, with mop-wielding orderlies failing to keep up with the blood pooling on the floor.
The owner of the bus company urged his employees to remove the drivers' bodies and collect the fares from the bloodied bus before police did. Once again, I made the mistake of asking a question, this time of the owner of the bus company. He turned in anger and ordered me not to publish what I had seen, while asking me repeatedly, "Where are you staying?"
Needless to say, I did not stay the night in San Pedro Sula.
I returned to the capital, which, despite the violence, has become my home. My two-year-old daughter can say Tegucigalpa — which is not easy. And every time she sees the flag, she waves and says "Honduras," as she was taught in her preschool.
Somehow, we already belong to this country. After 10 months living here, I have learned the rules of survival. If Jose pays his weekly extortion fee, chances are he'll survive.
And since I'm usually sitting in the passenger seat, chances are so will I.

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Brazil debates treatment options in crack epidemic

RIO DE JANEIRO (AP) — Bobo has a method: Cocaine gets him through the day, when he cruises with a wheelbarrow around a slum on Rio's west side, sorting through trash for recyclables to sell. At night, he turns the day's profit into crack.
"Sometimes I don't sleep at all; I'm up 24 hours," says Bobo, a former soldier who doesn't use his given name for safety reasons. "I work to support my addiction, but I only use crack at night. That drug takes my mind away. I lose all notion of what I'm doing."
Bobo says balancing crack with cocaine keeps him working and sane. On the shantytown's streets, life can be hell: Addicts unable to strike Bobo's precarious balance use crack day and night, begging, stealing, prostituting themselves, and picking through trash to make enough for the next hit. For them, there's no going home, no job, nothing but the drug.
With a boom in crack use over the past decade, Brazilian authorities are struggling to stop the drug's spread, sparking a debate over the legality and efficiency of forcibly interning users. Brazil today is the world's largest consumer of both cocaine and its crack derivative, according to the Federal University of Sao Paolo. About 6 million adults, or 3 percent of Brazilians, have tried cocaine in some form.
Rio de Janeiro has taken the lead in trying to help the burgeoning number of users with an approach that city leaders call proactive, but critics pan as unnecessarily aggressive. As of May 2011, users living in the streets have been scooped up in pre-dawn raids by teams led by the city's welfare department in conjunction with police and health care workers. By Dec. 5, 582 people had been picked up, including 734 children.
The sight is gut-wrenching. While some people go meekly, many fight, cry, scream out in desperation in their altered states. Once they're gone, their ratty mattresses, pans, sweaters and few other possessions are swept up by a garbage removal company.
Adults can't be forced to stay in treatment, and most leave the shelters within three days. But children are kept in treatment against their will or returned to parents if they have a family. In December, 119 children were being held in specialized treatment units.
Demand for crack has boomed in recent years and open-air "cracolandias," or "crack lands," popped up in the urban centers of Rio and Sao Paulo, with hundreds of users gathering to smoke the drug. The federal government announced in early 2012 that more than $2 billion would be spent to fight the epidemic, allotting money to train health care workers, buy thousands of hospital and shelter beds, and create transitional centers for recovering users.
Mobile street units stationed near cracolandias are among the most important and visible aspects of the government's approach. The units, housed in metal containers, bring doctors, nurses, therapists and social workers to the areas where users concentrate. Slowly, by offering health care and other help, the units' workers gain the trust of users and refer them to treatment centers.
Studies suggest the approach can work: 47 percent of the crack users surveyed in Sao Paulo said they'd welcome treatment, according to the Federal University of Sao Paulo study.
Ethel Vieira, a psychologist on the raid team, thinks their persistence is paying off.
"Initially, they'd run away, react aggressively, throw rocks," she said of users. "Now most of them understand our intention is to help, to give them a chance to leave the street and to connect with the public health network."
Human rights groups object to the forced commitment of children, saying treatment delivered against the will of patients is ineffective. They also oppose the sweeps, which they describe as violent.
"There are legal procedures that must be followed and that are not being followed. This goes against the law and is unconstitutional," Margarida Pressburguer, head of the Human Rights Commission for Brazil's Association of Attorneys, said during a debate last year.
Rio Mayor Eduardo Paes suggested in October that the city would start forcing adults into treatment. "A crack addict isn't capable of making decisions," Paes said from the Jacarezinho shantytown in the week after police stormed the area and seized control of what was then Rio's largest cracolandia.
The Rio state Attorney General's Office responded by telling city officials "the compulsory removal of adults living in the streets has no legal foundation." It said adults can be committed only when they become a danger to themselves or others and outpatient treatment options have run out.
"They give us a place to sleep, food, clothes, everything," said Bobo. "I've been picked up by the city and I liked it. They are doing this for our good."
But even as Bobo endorsed the city's approach, a friend was stepping over to the drug stand for more cocaine. Bobo asked for $5 worth of drugs — cocaine for now, crack for later. Then he rolled up a bill and dumped a small mound of white powder in his palm for snorting.
With a nose full of cocaine, he set off, ready for another day.

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President's brother speaks out on Colombia talks

BOGOTA, Colombia (AP) — A brother of Colombian President Juan Manuel Santos has revealed that the country's largest guerrilla group had initially proposed to hold peace talks within Colombia or in neighboring Venezuela, rather than in Cuba.
Enrique Santos said in an article published in the newspaper El Espectador on Sunday that the government's team had insisted that the talks not be held in Colombia.
"We decided on Cuba for security and above all because it guaranteed confidentiality," Santos wrote in the article.
Representatives of the Colombian government and the Revolutionary Armed Forces of Colombia, or FARC, began discussions in Havana on Nov. 19 seeking a deal to end the country's decades-old conflict. They currently are taking a holiday break and are to resume talks on Jan. 14.
Santos, a journalist and former director of the Colombian newspaper El Tiempo, is not a member of the team involved in the current talks, though he has acted as an adviser to the government negotiators.
He revealed details of earlier discussions with the rebels starting in February 2011. He said he has been involved "in an irreversible way in this process."
Santos said that one especially complicated matter was getting one of the rebel leaders, Jaime Alberto Parra Rodriguez, to make the trip to Cuba for those initial discussions. Santos said the rebels were distrustful of the plans to shuttle away Parra, who is better known by the nom-de-guerre Mauricio Jaramillo or the nickname "El Medico."
"It was very hard to convince the FARC to ... accept putting (Parra) on a helicopter supplied by the state," Santos wrote. "At the time of picking him up, he appeared guarded by more than 50 men armed to the teeth. In the end there was crying by women guerrillas and a farewell ceremony. That was the first big achievement: getting Jaramillo to Havana. That process lasted nearly a year."
Santos said he and others arrived in Havana on Feb. 23, 2011, ahead of their first contacts with the guerrillas, and that after sitting together about 70 times, they finally signed a preliminary accord in August 2012 to launch the peace talks. Until they reached that point, Santos said, "various times we were on the verge of breaking off" the discussions.

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Venezuela's official statement on Chavez's health

CARACAS, Venezuela (AP) — Hugo Chavez has suffered "new complications" following his cancer surgery in Cuba, his vice president said Sunday, describing the Venezuelan leader's condition as delicate.
Vice President Nicolas Maduro spoke with a solemn expression in a televised address from Havana, saying he had spoken with Chavez and that the president sent greetings to his homeland. Maduro did not give details about the complications, which he said came amid a respiratory infection.
"Several minutes ago we were with President Chavez. We greeted each other and he himself referred to these complications," Maduro said, reading from a prepared statement. The vice president was seated alongside Chavez's eldest daughter, Rosa, and son-in-law Jorge Arreaza, as well as Attorney General Cilia Flores.
Maduro's comments suggest an increasingly difficult fight for the ailing president. The Venezuelan leader has not been seen or heard from since undergoing his fourth cancer-related surgery Dec. 11, and government officials have said he might not return in time for his scheduled Jan. 10 inauguration for a new six-year term.
"The president gave us precise instructions so that, after finishing the visit, we would tell the (Venezuelan) people about his current health condition," Maduro said. "President Chavez's state of health continues to be delicate, with complications that are being attended to, in a process not without risks."
Maduro held up a copy of a newspaper confirming that his message was recorded on Sunday.
"Thanks to his physical and spiritual strength, Comandante Chavez is facing this difficult situation," Maduro said.
Maduro said he had met various times with Chavez's medical team and relatives. He said he would remain in Havana "for the coming hours" but didn't specify how long.
Maduro, who arrived in Havana on Saturday for a sudden and unexpected trip, is the highest-ranking Venezuelan official to see Chavez since the surgery in Cuba, where the president's mentor Fidel Castro has reportedly made regular visits to check on him.
Before flying to Cuba, Maduro said that Energy Minister Hector Navarro would be in charge of government affairs in the meantime.
"The situation does not look good. The fact that Maduro himself would go to Cuba, leaving Hector Navarro in charge only seems understandable if Chavez's health is precarious," said David Smilde, a University of Georgia sociologist and analyst for the Washington Office on Latin America think tank.
Smilde said that Maduro probably made the trip "to be able to talk to Chavez himself and perhaps to talk to the Castros and other Cuban advisers about how to navigate the possibility of Chavez not being able to be sworn in on Jan. 10."
"Mentioning twice in his nationally televised speech that Chavez has suffered new complications only reinforces the appearance that the situation is serious," Smilde said.
Before his operation, Chavez acknowledged he faced risks and designated Maduro as his successor, telling supporters they should vote for the vice president if a new presidential election were necessary.
Chavez said at the time that his cancer had come back despite previous surgeries, chemotherapy and radiation treatment. He has been fighting an undisclosed type of pelvic cancer since June 2011.
Medical experts say that it's common for patients who have undergone major surgeries to suffer respiratory infections and that how a patient fares can vary widely from a quick recovery in a couple of days to a fight for life on a respirator.
Maduro's latest update differed markedly from last Monday, when he had said he received a phone call from the president and that Chavez was up and walking.
The vice president spoke on Sunday below a picture of 19th century independence hero Simon Bolivar, the inspiration of Chavez's leftist Bolivarian Revolution movement.
Maduro expressed faith that Chavez's "immense will to live and the care of the best medical specialists will help our president successfully fight this new battle." He concluded his message saying: "Long live Chavez."
Chavez has been in office since 1999 and was re-elected in October, three months after he had announced that his latest tests showed he was cancer-free.
Opposition politicians have criticized a lack of detailed information about Chavez's condition, and last week repeated their demands for a full medical report.
Information Minister Ernesto Villegas defended the government's handling of the situation, saying during a televised panel discussion on Sunday night that Chavez "has told the truth in his worst moments" throughout his presidency.
Villegas said a government-organized New Year's Eve concert in a downtown Caracas plaza had been canceled, and he urged Venezuelans to pray for Chavez.
Chavez's daughter Maria, who has been with the president since his surgery, said in a message on her Twitter account: "Thank you people of Venezuela. Thank you people of the world. You and your love have always been our greatest strength! God is with us! We love you!"
Allies of the president also responded on Twitter, repeating the phrase: "Chavez lives and will triumph."

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Home market being held back by wary first-timers

WASHINGTON (AP) — This should be a great time to buy a first home. Prices have sunk to 2002 levels. Sellers are waiting anxiously as homes languish on the market. Mortgage rates are their lowest ever.
Yet the most likely first-time homeowners, especially young professionals and couples starting families, won't buy these days. Or they can't. Or they already did, during the housing boom. And their absence helps explain why the housing industry is still depressed.
The obstacles range from higher down payments to heavy debt from credit cards and student loans. But even many of those who could afford to buy no longer see it as a wise investment. Prices have sunk 15 percent in three years.
"I've looked for a home, but the places we can afford with the money we have are not that great," says Seth Herter, 23, a store manager in suburban St. Louis. "It also doesn't seem smart anymore to buy with prices falling. Buying a home just doesn't make sense to us."
The proportion of U.S. households that own homes is at 65.1 percent, its lowest point since 1996, the Census Bureau says. That marks a shift after nearly two decades in which homeownership grew before peaking at 70 percent during the housing boom.
The housing bubble lured so many young buyers that it reduced the pool of potential first-timers to below-normal levels. That's contributed to the decline in new buyers in recent years.
In 2005, at the height of the boom, about 2.8 million first-timers bought homes, according to the National Association of Realtors. By contrast, for each of the four years preceding the boom, the number of first-timers averaged fewer than 2 million.
Still, the bigger factors are the struggling economy, shaky job security, tougher credit rules and lack of cash to put down, said Dan McCue, research manager at Harvard University's Joint Center for Housing Studies. The unemployment rate among typical first-timers, those ages 25 to 34, is 9.8 percent, compared with 9 percent for all adults.
"The obstacles facing first-time buyers are big, and it's changing the way they look at home ownership," McCue says. "It's no longer the American Dream for the younger generation."
First-timers usually account for up to half of all sales. Over the past year, they've accounted for only about a third.
A big reason is tougher lending standards.
Lenders are demanding more money up front. In 2002, the median down payment for a single-family home in nine major U.S. cities was 4 percent, according to real estate website Zillow.com. Today, it's 22 percent.
And one-third of households have credit scores too low to qualify for a mortgage. The median required credit score from FICO Inc., the industry leader in credit ratings, has risen from 720 in 2007, when the market went bust, to 760 today.
Homes in many places are the most affordable in a generation. In the past year, the national median sale price has sunk 3.5 percent. Half the homes listed in the Tampa Bay area are priced below $100,000.
The average mortgage rate for a 30-year fixed loan is 4 percent, barely above an all-time low. Five years ago, it was near 6.5 percent. In 2000, it exceeded 8 percent.
When the economy eventually strengthens, the housing market will, too. More people will be hired. Confidence will rise. Down payments won't be so hard to produce.
The question is whether first-time buyers will then start flowing into the housing market. That will depend mainly on whether they think prices will rise, said Mark Vitner, senior U.S. economist at Wells Fargo.
"It's a guessing game as to when things will turn around," Vitner said. "But until they do, you won't see young people buying homes.

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First Person: I Repaid My Student Loans While Still in College

Note: This was written by a Yahoo! contributor. Do you have a personal finance story that you'd like to share? Sign up with the Yahoo! Contributor Network to start publishing your own finance articles.
The first two years of my college experience was spent at a community college. My tuition was covered, but I took out a loan for $20,000 to cover living expenses. Upon transferring to a costly four-year university I received a hefty scholarship, which covered most of my expenses. Still, my loans were at $11,500 per year. The day of my graduation, I received the coveted diploma and a not-so-coveted array of bills for my student loans.
However, the difference between other students and myself was the large sum of money lingering my savings account that I started four years prior. Let me explain how I managed to pay off my bills on the same day that I graduated from college:
Federal Loans Only
The first goal during my college career was to stay away from private student loans because they are nightmares. Trust me, I know. I took out a $5,000 private student loan in my first year of college and watched it as it was passed around from lender to lender and the interest rate jumped around, ranging from 8% to 20%. Not to mention the compounding of interest that increased the loan nearly $1,500 in eight months. Needless to say, I paid that off with every dime that I had to give to it by taking on a job. Please, if you can avoid them, do not take out alternative loans.
The government offers student loans at wonderful interest rates and the government will pay the interest of the loan while you are pursuing your education.
Monthly Payments While in School
Let's evaluate my loans. During years one and two, I took out $7,500 for each year. My plan was to get a job that I could take the money that I would need to pay off the loan in one year and pay it into a high-interest savings account. That meant that for years one and two, I paid $625 into my savings account each month. During years three and four, I took out $11,500 per year, which meant that I had to contribute $960 each month to the savings account. This may seem like a lot of money, but at the time I was single and still didn't have my daughter (until the fourth year), so it was easy to have all of my expenses paid, get a job on the side and contribute all of that money into a savings account.
At the end of the four years, I had contributed $43,000 to my savings account and earned about $1,000 in interest on the money.
On the day of my graduation I was able to pay off my student loans and never had to pay a cent of interest. If you are financially capable to do this, then I suggest that you do it. All it takes is finding extra income through a part time job or funding. You will save thousands of dollars in interest if you can manage this. If you cannot afford to pay the monthly payment, then pay half of it or pay what the interest would be on the loan. That way you can make a lump sum payment at the end of your college education.

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End-of-the-Year Checklist for Divorcing Women

Most women wait until after the holidays to move forward with their divorces --and that’s completely understandable. Many don’t want to disrupt family traditions for their children. Some welcome the distraction offered by the hustle and bustle of the season. And, of course, others want to avoid the discussions that inevitably seem to arise whenever and wherever relatives gather.
Interestingly, though, January is the month when most divorces are filed. Obviously, turning the page towards a New Year inspires a fresh start –and that’s completely understandable, too. If you’re headed in that direction, it makes sense to spend a little time this month planning ahead. You can do so discreetly, and then know that you’ll truly be ready to start the New Year on the right foot.
To help get you begin, here are a few things you can do now to help make the divorce process smoother in 2012:
1. Start collecting financial documents. Watch the mail for year-end statements from banks, credit card companies, etc.  As we outline in our Divorce Financial Checklist, preparing for divorce requires gathering all the relevant documents related to your bank and brokerage accounts, credit cards, mortgages, etc. Once you have collected them, make copies, and take them to a trusted friend/family member, or use a safe deposit box that your husband can’t access.
2. Check your credit report. While you’re gathering your financial records, keep a careful eye on your credit card statements, and if you haven’t already done so, request a copy of your credit report. Once you have the report, monitor your score carefully so you’ll be the first to know if any unusual activity occurs.  (For example, is your husband using your joint credit cards to buy his girlfriend gifts this holiday season?)  See my post, How To Protect Your Credit Score During Your Divorce, for more tips
3. Research divorce professionals in your area. If you want to ensure the best possible outcome for your divorce, take the time to build a qualified divorce team. I recommend you start with these three players: a matrimonial/family law attorney, a divorce financial planner and a therapist/counselor. Spend some time this month researching divorce professionals and create a short list of candidates for each position. Schedule interviews with each top contender in January, and rest easy knowing that by February 2012, you’ll be benefiting from the expert guidance of a top-notch divorce team.
4. Open new accounts in your name. Moving forward as a single woman in 2012 will require that you have a bank account and credit cards in your name. Lay the groundwork now.  Don’t use the bank where you currently have your joint accounts. Go to a different bank and open both a savings and a checking account in your name. You’ll need your own credit card, too, so you should start that process now, as well. New federal regulations are making it harder than ever for women with little or no income to establish credit on their own. You can do it. But, plan accordingly and know that securing credit is going to be more complicated than just filling out an application or making a single phone call.
5. Remain vigilant. Is your husband using the good cheer of the holidays as cover while he dissipates family assets? Be attentive, and if you are concerned at all about financial shenanigans by your husband, you may want to think twice about filing a joint return with him for 2011.
Some women who are considering divorce let the holidays get them down. Don’t be one of them. Use this opportunity to start planning ahead, and you’ll be able to start the New Year confident that you are on the way to a more stable and secure financial future.
--------------------------------------------------------------------------------------- Jeffrey A. Landers, CDFA™ is a Divorce Financial Strategist™ and the founder of Bedrock Divorce Advisors, LLC (http://www.BedrockDivorce.com), a divorce financial strategy firm that exclusively works with women, who are going through, or might be going through, a financially complicated divorce. He also advises women business owners on what steps they can take now to “divorce-proof” their business in the event of a future divorce. He can be reached at Landers@BedrockDivorce.com.
All articles/blog posts are for informational purposes only, and do not constitute legal advice. If you require legal advice, retain a lawyer licensed in your jurisdiction. The opinions expressed are solely those of the author, who is not an attorney.

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It's Not Too Late: Year-End Tax Moves

Once you’ve reached the last month of the tax year, your options are limited to minimize your income taxes. But there are a few things that could still be done, so don’t give up hope.
For example, you could double up your real estate taxes by prepaying next year’s tax during December. Doing this with, for example, a $3,000 per year real estate tax bill could result in a reduction of tax for the year of $750 if you’re in the 25% bracket. Keep in mind though, that you’ll have forked out this money long before it is actually due in most cases, and for the next year you won’t have this deduction available if you used it in this year.
The same could be done with your charitable contributions - there’s no reason that you can’t make additional contributions to your favorite charities at the end of this year instead of waiting until next year.
You could also send your final estimated state income tax payment due in January of next year during December and claim that payment on this year’s itemized deductions as well.
Prepaying your January mortgage payment will credit that mortgage interest to this year as well, further increasing your itemized deductions.
Other itemized deductions could be “stacked” in one year, such as medical expenses (subject to the 7.5% floor) and miscellaneous deductions (subject to the 2% floor).
It’s important to keep in mind that the moves that you make this year might reduce your tax now - but you might have an adverse impact on next year’s income tax by doing so. It will pay to run the calculations based on what you know about this year’s tax and next year’s tax to make sure that it is in your best interest to do this.
Here’s how it might play out: if you prepaid your next year’s real estate tax during this year, it might reduce your deductions below the Standard Deduction - which could be a good thing. In doing this, you would get to use the Standard Deduction to increase your tax deductions on next year’s return when you specifically reduced your deductions for that year by prepaying the deductible real estate tax in during this year. In this fashion you might be making the most of the standard deduction and your itemized deductions year after year - one year using the “stacked” deductions, the next using the standard deduction.
These prepayment options could have a negative affect if you are subject to the Alternative Minimum Tax (AMT). Prepaying your state tax, mortgage interest and some medical expenses might trigger or cause an increase in AMT. One tactic that you might consider is selling a taxable investment that has an inherent loss; this is especially useful if you’ve sold another investment at some point in the tax year that has resulted in a taxable gain. Losses can be used to offset those capital gains dollar for dollar, and an additional $3,000 in capital losses can be used to reduce your ordinary income as well.
You can also make up for underpayment of estimated tax by taking a withdrawal from an IRA (especially if you’re over age 59½) and having tax withheld from the withdrawal. This can also be accomplished by having more tax withheld from your paycheck if you’re still working, by filing a new W4. Another significant move you can make includes the Qualified Charitable Distribution from your IRA, 401(k) or 403(b) - allowing you to bypass recognizing that income, including your RMD. This can only be done if you’re at least age 70½ and subject to Required Minimum Distributions. The charity receives a contribution, and you get to lower your year-end balance in your account, therefore reducing your RMD for next year.  For more details on this, you should check out the IRA Owner's Manual.
You can also delay your first RMD (if you reached age 70½ this year) until as late as April 1 of next year, although that will mean you have to take two RMDs next year. But in some circumstances that may be the better option.
You can also make a deductible contribution to your IRA, if you qualify - but you don’t have to do that before the end of the year, you have until April 15 to do that.
This isn’t an exhaustive list of year-end tax moves, just several of the more prominent ones. Hopefully you’ll find what you need here to help with your year-end tax plans.

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New Website Takes Social Approach To Personal Finance

The Internet is a great source of information on personal finance, but often this information lacks the personal touch. The new website MyMoneyCircles.com aims to provide that personalized element by taking an interactive, social media-style approach.
Though it focuses on the human element, MyMoneyCircles is anything but soft and fuzzy. The website refers to its approach as a "boot camp" for personal finance. But what exactly does a personal finance boot camp entail?
Getting financially fit
The boot camp method at MyMoneyCircles involves pushing participants to get their personal finances in the best shape possible. And the boot camp analogy is apt, because it highlights the simple fact that financial responsibility often isn't easy, and building robust savings accounts is often an act of sacrifice.
MyMoneyCircles will conduct a series of boot camps to address a variety of financial goals, including:
Saving money
Managing credit and debt
Protecting family and assets
Planning for the future
The personalized support system at MyMoneyCircles is designed to help users make the changes necessary to meet these goals. By engaging participants throughout the process, and providing advice tailored to their needs, the site aims to lead them each step of the way toward financial improvement.
Here are some of the methods MyMoneyCircles will use to engage, encourage, and energize those who want to improve their personal finances:
Personal assessment. A 10-question quiz will kick off each boot camp, to provide users with a clearer picture of their needs on each topic.
Customized advice and education. Participants will receive emails related to their areas of interest and access to online materials. Online resources will allow users to submit questions to financial experts through MyMoneyCircles.
A defined action plan. MyMoneyCircles will present participants with specific steps designed to get them to stop procrastinating and to start meeting their goals.
Community support. MyMoneyCircles is designed for users to share their personal experiences with other members of the community, especially those with similar needs and goals. In this way, users can help each other make progress.
Continued growth opportunties. MyMoneyCircles aims to provide multiple levels of informative material, allowing users to build on what they've learned.
Access to expertise
Central to the program is the expertise of Lynnette Khalfani-Cox. Khalfani-Cox, also known as "The Money Coach," is a best-selling author and frequently-quoted expert in the national media. Khalfani-Cox's input drives both the design and content of MyMoneyCircles, and she will answer individual participant questions too. A variety of financial specialists--full disclosure, this author will be one of them--will also be available to provide advice.

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New purported BlackBerry Z10 specs emerge: 1.5GHz processor, 2GB RAM, 8MP camera

Another week, another batch of purported leaks for Research In Motion’s (RIMM) first BlackBerry 10-powered Z10. BBin claims to have most of the Z10′s final specs confirmed and it is shaping up to be a powerful device. Rumored specs for the Z10 include a TI OMAP 4470 1.5GHz dual-core processor (Qualcomm Snapdragon MSM8960 for the U.S. and Canada), a 4.2-inch display (1,280 x 768 resolution), quad-band LTE, 2GB of RAM, 16GB or 32GB of internal storage, an 8-megapixel rear camera with LED flash, a 2-megapixel front camera, a microSD card slot, and an 1,800 mAh removable battery. On the connectivity side, the Z10 is also rumored to have NFC, Bluetooth 4.0, dual-band 802.11 a/g/n Wi-Fi, A-GPS, a Micro USB port and a Micro HDMI-out port. BlackBerry 10′s January 30th unveiling in New York City can’t come soon enough.

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Apple still said to account for 87% of North American tablet traffic as Kindle Fire, Nexus 7 gain

Apple’s (AAPL) share of the global tablet market is in decline now that low-cost Android slates are proliferating, but the iPad still appears to be the most used tablet by a huge margin. Ad firm Chitika regularly monitors tablet traffic in the United States and Canada and in its latest report, Apple’s iPad was responsible for almost 90% of all tablet traffic across the company’s massive network.
[More from BGR: Samsung looks to address its biggest weakness in 2013]
Using a sample of tens of millions of impressions served to tablets between December 8th and December 14th this year, Chitika determined that various iPad models collectively accounted for 87% of tablet traffic in North America. That figure is down a point from the prior month but still represents a commanding lead in the space.
[More from BGR: New purported BlackBerry Z10 specs emerge: 1.5GHz processor, 2GB RAM, 8MP camera]
The next closest device line, Amazon’s (AMZN) Kindle Fire tablet family, had a 4.25% share of tablet traffic during that period, up from 3.57% in November. Samsung’s (005930) Galaxy tablets made up 2.65% of traffic, up from 2.36%, and Google’s (GOOG) Nexus 7 and Nexus 10 tablets combined to account for 1.06% of tablet traffic in early December.
“Despite these gains by some of the bigger players in the tablet marketplace, there has been a negligible impact to Apple’s dominant usage share,” Chitika wrote in a post on its blog.

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Google names 12 best Android apps of 2012

On a new page within the company’s Google Play app store, Google (GOOG) merchandising manager Tavares Ford has laid out the company’s list of the top-12 apps of 2012. “These are some of the best apps available in Google Play,” Ford wrote. ”Some launched in 2012 while others issued updates that achieved a great combination of utility, beauty and accessibility. Almost all of them are available globally and offer a great user experience on both tablets and phones. From excellent tools to objects of beauty, each of these applications represents the best of Google Play.” The full list of top applications follows below along with links to each app.

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Google Picks 12 Top Android Apps of 2012

Google has released its list of the top Android apps of 2012. This year’s list includes not only apps that were released this year, such as Pinterest’s Android app, but also apps that saw significant updates during the past calendar year.
Ranging from an app to help you monitor your finances to an app to help you book your next vacation, the chosen apps all sport a clean and easy-to-use design, representing what Google feels are the best of the best in Google Play.
[More from Mashable: Google Play Scan-and-Match Feature Censoring Explicit Lyrics]
Almost all of the apps on the list are also available for phones and tablets, so whether you have a Galaxy S III smartphone, or a Nexus 7 tablet, you can likely take advantage of everything they have to offer.
Check out the full list of apps in the gallery above. Did your favorite Android app make the list? Tell us what Google missed in the comments.

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Keep Dreaming: 13 Technologies You Won’t See in 2013

It seems like only yesterday we were planning for the Mayan apocalypse, but like so many other products, the 14th b’ak’tun (next era) has been delayed due to bugs and lack of pre-orders. Yet if you talked to some pundits back in 2011, they’d have told you that the end of days was coming out in Q4 of 2012, along with its competitor, BlackBerry 10.
No doubt, in 2013, several long-rumored products will come to market. However, next year won’t be the year for these 13 gadgets and technologies.
Amazon Smartphone
The Speculation: After its success selling Amazon-branded Android tablets, the company will launch a smartphone that puts its content front and center and encouraging you to shop wherever you go. Some have even suggested that the company will make it easy to scan prices when you're in a retail store, just so you can see if Amazon sells the item cheaper. Taiwan Economic News recently reported that Foxconn will be manufacturing the handset, which will launch in Q3 or 2013 for $100 to $200.
Why It Won't Happen in 2013: Breaking into the U.S. smartphone market with any hope of success is extremely difficult for new players. The four major carriers rule their networks with an iron fist, either forcing phone vendors to go along with their software strategies or outright rejecting products that don't meet their immediate business goals. Just ask Google, which decided to release the Nexus 4 as an unlocked device rather than deal with AT&T and Verizon. (A subsidized version is available for T-Mobile.)
From a business perspective, playing in the smartphone space makes little sense for Amazon as the company's goal is not to sell phones but to sell media and dry goods through its online store. The company already has its shopping app preloaded as crapware on many Android devices, and the company could leverage these placements in 2013 by finally bringing Amazon instant video to Android devices and adding a price scanning app to the mix. Why spend money building and supporting a smartphone when you can just get users of other phones to buy the all the same products from you?
More: Top 10 Smartphones
Windows Blue
The Speculation: Microsoft will launch the next major version of Windows, codenamed "Windows Blue," as soon as spring 2013. The new OS will get at least annual updates over the air so consumers and businesses with Blue always have the latest verison of the OS.
Why it Won't Happen in 2013: If the rumors are true, a company which usually releases operating systems on a three-year cadence will suddenly start selling a new mainstream operating system less than a year after Windows 8 launched. And before Microsoft starts selilng its next OS, it will no doubt go through months of public and developer previews as it has with Windows 7 and 8.
So, for Windows Blue to launch even as late as Q4 of 2013, Microsoft would have to announce a developer preview or public beta at the beginning of the year. With all the controversy surrounding Windows 8, news of another new Windows OS would convince users who were on the fence about upgrading to delay their purchases. Talk about Osborning yourself.
Google Nexus 4 With LTE Connectivity
The Speculation: When Google released its Nexus 4 phone, users were shocked to learn that the device did not support 4G LTE, the fastest type of mobile network. To avoid dealing with carriers and building carrier-specific versions of its handset, the company decided to go with simple HSPA support, a decision Android head Andy Rubin called a "tactical issue.". Despite Rubin's comments, some believe that Google will eventually offer an LTE version of the Nexus 4, because it provided carrier-specific LTE versions of its prior-gen phone, the Galaxy Nexus. The Nexus 4 even has a disabled LTE radio inside of it, though this radio can only support a handful of bands that most areas of the U.S. don't use.
Why It Won't Happen: With the Nexus 4, Google is trying to make a point about its independence from carriers. Users who want a nearly-identical phone with LTE can already buy the LG Optimus G. However, not including LTE on phones is a poor long-term strategy. I wouldn't be surprised if Google's next handset, rumored to be the Motorola X, had LTE that worked with at least a couple of the major U.S. carriers' networks.
Wireless Charging Pads Hit Public Places
The Speculation: If you've been following the news lately you might expect to see wireless charging stations appear at all your favorite haunts in 2013. This past fall, Nokia, HTC and others released phones with Qi-standard wireless charging support built-in while. At the same time, Coffee Bean & Tea Leaf announced its plan to install compatible charging pads in its tables and Virgin Atlantic said it will offer the same in its airport lounges. Jay Z also announced a partnership with Duracell to bring that company's charging mats to several New York hotspots, including his own 40/40 club. Could Starbucks, McDonald's, 7-11 and Chucky Cheese be next? Not in 2013.
Why it Won't Happen in 2013: While many new phones this fall support the Qi wireless charging standard, Samsung and Qualcomm have loaned their support to the competing Alliance for Wireless Power (AW4P) standard. There's nothing like a standards war to make restaurant chains invest millions in upgrading their infrastructure to support half a dozen phones, none of which is an iPhone. Don't expect to see many more public places with wireless charging until Apple picks a standard and builds support into its products.
Nokia's Windows Tablet
The Speculation:Two years have passed since Nokia has jumped off the "burning platform" of developing its own phone OS and fully embraced Windows Phone. So what does former Microsoft exec Stephen Elop do for a follow-up? How about releasing a tablet.
After all, Elop said the following when speaking with analysts: "From an ecosystem perspective, there are benefits and synergies that exist between Windows and Windows Phone," Elop said. "We see that opportunity. We'll certainly consider those opportunities going forward." According to one popular rumor, the company plans to release a Windows RT slate with a battery-powered keyboard cover early in 2013. The tablet will allegedly come with wireless 4G service from carriers such as AT&T.
Why it Won't Happen in 2013: Nokia has had enough difficulty gaining market share in the smartphone space and, though things seem to be looking up for the Finnish company, its Devices and Services division lost 683 million Euros in Q3. Windows RT devices like the Microsoft Surface are by no means a proven commodity so Nokia would be jumping onto a whole new burning platform at a time when it needs to show stability and success. I think they'll pass.
More: 10 Best Tablets of 2012
Mobile Payments Become Common
The Speculation: If you have certain Sprint phones, today you can use Google Wallet to tap and pay at a handful of stores. On AT&T, Verizon and T-Mobile, you will soon be able to use a competing service called ISIS to turn your phone into a credit card. With all this activity, you might expect that, in 2013, all the major stores would support mobile payments. Not so fast there, Ms. Kardashian.
Why it Won't Happen in 2013: You may see a few more stores add support for one or both payment standards, but many phones, including the iPhone, don't have the NFC chip necessary to support them. Even worse, consumers have few incentives to switch from old fashioned credit and debit cards. Forrester Research Analyst Denee Carrington recently told us that mobile payments won't catch on until at least 2015.

An Apple TV Set
The Speculation: Rumors of an Apple large-screen TV (aka the iTV) have been floating around for years. In late 2011, these rumors gained more credibility when Walter Isaacson's biography of Steve Jobs mentioned that the late Apple founder had plans for a TV set. In 2012, Apple CEO Tim Cook told NBC's Brian Williams that TV is "an area of intense interest" for his company. Now, many believe 2013 will be the year that Apple stops dropping hints and finally drop ships a product.
Why it Won't Happen in 2013: There's nothing stopping Apple from manufacturing an ordinary HDTV with iTunes and maybe some additional smart TV functions built-in. However, the company won't be content to ship that. It needs to partner with cable providers and TV networks, two very conservative groups, to offer a complete end-to-end service. It must also provide a better display than its competitors, perhaps an OLED screen that would push the price way up.
With the cable and display markets unlikely to change in the next 12 months, Apple will decide that it's better off pushing its services through an improved Apple TV set-top box, rather than getting into the TV business in 2013.
More: Best Smart TVs of 2012
Self-Driving Cars
The Speculation: Google has been working on a self-driving car for a couple of years now but it's not alone. Big automakers such as Ford, Cadillac and Volvo are developing their own autonomous vehicles. In the past two years, both Nevada and California have made the self-drivers street legal. Will we finally see someone selling them to the public in 2013? No.
Why it Won't Happen in 2013: Google's self-driving car technology is probably the closet to being ready, but the company is not an automaker and isn't likely to sell autos directly to the public. Even if one of the automakers felt it had a finished product, there are only a couple of states where drivers could use the car in its autonomous mode. With so much potential liability -- just imagine the lawsuit if one of these cars caused an accident -- we'll be reading about new testing and legal certifications for years before the first model hits a dealership.
Motorola Droid 5
The Speculation: Motorola is the king of the keyboard slider, having launched the original Droid with keyboard and then releasing three different sequels. The company's most recent entry, the Droid 4, came out last February on Verizon and launched on Sprint as the Photon 4G this past summer. If Motorola plans to continue offering keyboarded phones, it will need to release a Droid 5 some time in early 2013.
Why it Won't Happen: The other leading phone vendors have moved away from QWERTY phones in recent years, either giving up on them altogether or releasing them as under-featured budget phones such as the Samsung Stratosphere. Motorola's new owner Google hasn't put keyboards on its phones and, when the company launched its flagship devices this fall, it didn't even mention physical keyboards. Sadly, it looks like Motorola won't come out with another high-end keyboard slider.
More: The 7 Worst Smartphone Injustices and How to Fight Them
BlackBerry PlayBook 2
The Speculation: BlackBerry's PlayBook was first released in 2011, an eternity in tablet years. With the company's new BlackBerry 10 OS coming in January, some speculate that RIM will update its slate. Though the old Playbook is still for sale, it has ancient specs like a 1024 x 600 screen and a dated design. If RIM wants to stay in this space, it needs to release a new model. A leaked roadmap even mentions a 10-inch Playbook code named "Blackforest."
Why it Won't Happen in 2013: Though the company shipped a surprisingly-high 255,000 Playbooks in Q3 of 2012, the tablet has never been a considered a success by anyone's standards. Meanwhile, RIM is losing market share in he smartphone space and needs to buckle down and focus on its core audience: smartphone users. If the company turns its fortunes around with BlackBerry 10 phones, we may see another tablet, but not in 2013.
A Facebook Phone
The Speculation: For years, we've been hearing that Facebook would release a phone of its very own. In 2011, HTC even released the super-lame Status, a budget phone with the Facebook logo on it and some added Facebook integration. Could Facebook be planning to enter the market with a truly revolutionary handset in 2013?
Why it Won't Happen Back in July, Mark Zuckerberg himself said that creating a phone "wouldn't make sense." To be fair, companies sometimes deny working on products that later turn out to be very real. However, in this case, you should take Zuck at his word. There's no real selling point to a Facebook phone when every phone on the market has Facebook integration. By making its own phone, Facebook might even alienate some of its partners.
Flexible Display Phones or Tablets
The Speculation: CNET recently reported that Samsung Electronics will be showing off bendable displays at CES 2013. With the rumored Galaxy S IV phone expected to launch this spring and the inevitable Galaxy Note III, some believe we'll see the first phones to deploy this technology.
Why it Won't Happen in 2013: If Samsung's electronics division is first demoing the screen at CES 2013, it won't hit commercial products for at least another year. Also, in order for the phone itself to be flexible, the entire body must bend, something that may never happen. Samsung may use the flexible displays to create phones with slightly curved screens, but that won't happen in 2013.
Google Project Glass for Consumers
The Speculation: Google's Project Glass augmented reality goggles will be available as a developers kit in early 2013. If developers get their hands on the product in January or February, a full-fledged product release can't be too far behind, right?
Why it Won't Happen in 2013 Google co-founder Sergey Brin told Bloomberg in June that he would like to have a consumer version of Project Glass "within a year" after releasing the kit to developers. While it's always possible that the kit will come out in January and the product will ship in December, it seems unlikely that such a unique product will make its way from prototype to final that quickly. Don't expect to get your headset until 2014.

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UPDATE 2-NFL-Redskins and Vikings complete playoff picture

* Redskins top Cowboys to win NFC East
* Vikings upend Packers to set up rematch
* Super Bowl champs Giants eliminated (Adds Cowboys-Redskins)
Dec 30 (Reuters) - The Washington Redskins completed the National Football League playoff puzzle by beating the Dallas Cowboys 28-18 on Sunday to bring down the curtain on the regular season and set up an intriguing wildcard playoff matchup.
With the victory the Redskins claimed the NFC East crown for the first time since 1999. They will host the Seattle Seahawks next Sunday in a post-season clash featuring two of the league's dynamic young talents and rookie of the year candidates in quarterbacks Robert Griffin III and Russell Wilson.
Griffin befuddled the Dallas defense by running for 63 yards and a touchdown but the Redskins quarterback was overshadowed by his rookie running back team mate Alfred Morris, who found the end zone three times while rushing for 200 yards on 33 carries.
The Seahawks closed out the campaign with a fifth straight win beating the St. Louis Rams 20-13. Wilson dove over from the one with 1:39 to play for the game winning score after throwing for his 26th touchdown to tie Peyton Manning's record for most touchdown passes by a rookie.
REMATCH SET
The other NFC wildcard game will see North division rivals the Minnesota Vikings and Green Bay Packers renew hostilities on Saturday at Lambeau Field.
Blair Walsh booted a 29-yard field goal as time expired to earn the Vikings a heart-stopping 37-34 home win over the Packers and a playoff berth and deny Green Bay the NFC's second seed and a first round bye.
The AFC matchups will have the surprising Indianapolis Colts visiting the Baltimore Ravens on Sunday and the Cincinnati Bengals taking on the Houston Texans on Saturday.
For sheer drama, the Vikings and Packers left the Cowboys and Redskins a tough act to follow as they engaged in a furious seesaw battle that was not decided until Walsh, the Vikings' rookie kicker, drove the ball through the uprights sending the Mall of America Stadium crowd home for a happy New Year.
While Walsh clinched the victory it was Adrian Peterson who did most of the heavy lifting. The Vikings' dynamic running back rushed for 199 yards and a touchdown on 33 carries, including a punishing 26-yard romp to set up the winning field goal.
If there was one disappointment for the capacity crowd it was watching Peterson fall just nine yards shy of breaking Eric Dickerson's single-season rushing record.
Peterson, coming back from a career-threatening knee injury, terrorized opposing defenses this season by rushing for 2,097 yards, the second most ever behind Dickerson who rumbled for 2,105 in 1984.
"Ultimately we got the W (win) and that was our main focus coming into the game," Peterson told reporters as a wild celebration erupted around him. "I said coming into the game, if it (the record) happens, it will happen but don't focus on it.
"It will be good to play another week."
BRONCOS GET BYE
In Denver, Peyton Manning tossed three touchdown passes as the Broncos secured top seed in the AFC and a first round bye by extending their winning streak to 11 games with a 38-3 demolition of the Kansas City Chiefs.
The New England Patriots will also have next weekend off after shutting out the Miami Dolphins 28-0 to take the AFC's number two seed while the Texans watched their road to the Super Bowl get a little bumpier.
The Texans began the day as the top placed team in the AFC but watched it all slip away with 28-16 loss to the inspired Colts, who had head coach Chuck Pagano back on the sidelines for the first time in three months after undergoing cancer treatment.
A day of drama began with the defending Super Bowl champion New York Giants battling to keep their playoff hopes alive.
Needing a win over the Philadelphia Eagles and plenty of help from other teams the Giants came out firing on all cylinders at a bitterly cold MetLife Stadium, charging to a 35-7 halftime lead then coasting to 42-7 victory.
A sputtering New York offense that scored a total of 14 points the previous two games, scored three times in the opening quarter, Eli Manning finding Rueben Randle with a pair of touchdown strikes and David Wilson for another.
Manning tossed two more in the second half, giving the Super Bowl most valuable player five touchdown passes in a game for the first time in his career.
It wasn't nearly enough, though, with the Giants needing the Chicago Bears, Vikings and Cowboys all to lose to extend their season.
The suspense ended early as Chicago held on to tame the Lions 26-24 with the help of four field goals from Olindo Mare.
Lions wide receiver Calvin Johnson, who set a single season receiving record last week, came up just short in his bid to become the first to reach the 2,000-yard plateau, grabbing five passes for 72 yards to finish the season with 1,964 yards.

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NFL-Brief profiles of 12 playoffs teams

Dec 30 (Reuters) - Brief profiles of the 12 teams that qualified for the National Football League playoffs, which begin with Saturday's wildcard round. American Football Conference (AFC) DENVER BRONCOS Founded: 1960 Home field: Sports Authority Field at Mile High, Denver, Colorado Head coach: John Fox Starting quarterback: Peyton Manning Super Bowl titles: Two 2012 regular season record: 13-3 How they qualified: 1st in AFC West division - - - NEW ENGLAND PATRIOTS Founded: 1959 Home field: Gillette Stadium, Foxborough, Massachusetts Head coach: Bill Belichick Starting quarterback: Tom Brady Super Bowl titles: Three 2012 regular season record: 12-4 How they qualified: 1st in AFC East division - - - HOUSTON TEXANS Founded: 2002 Home field: Reliant Stadium, Houston, Texas Head coach: Gary Kubiak Starting quarterback: Matt Schaub Super Bowl titles: None 2012 regular season record: 12-4 How they qualified: 1st in AFC South division - - - BALTIMORE RAVENS Founded: 1996 Home field: M&T Bank Stadium, Baltimore, Maryland Head coach: John Harbaugh Starting quarterback: Joe Flacco Super Bowl titles: One 2012 regular season record: 10-6 How they qualified: 1st in AFC North division - - - INDIANAPOLIS COLTS Founded: 1944 Home field: Lucas Oil Stadium, Indianapolis, Indiana Head coach: Chuck Pagano Starting quarterback: Andrew Luck Super Bowl titles: Two 2012 regular season record: 11-5 How they qualified: 2nd in AFC South division (wildcard) - - - CINCINNATI BENGALS Founded: 1968 Home field: Paul Brown Stadium, Cincinnati, Ohio Head coach: Marvin Lewis Starting quarterback: Andy Dalton Super Bowl titles: None 2012 regular season record: 10-6 How they qualified: 2nd in AFC North division (wild card) - - - - National Football Conference (NFC) ATLANTA FALCONS Founded: 1966 Home field: Georgia Dome, Atlanta, Georgia Head coach: Mike Smith Starting quarterback: Matt Ryan Super Bowl titles: None 2012 regular season record: 13-3 How they qualified: 1st in NFC South division - - - SAN FRANCISCO 49ERS Founded: 1945 Home Field: Candlestick Park, San Francisco, California Head coach: Jim Harbaugh Starting quarterback: Colin Kaepernick Super Bowl titles: Five 2012 regular season record: 11-4-1 How they qualified: 1st in NFC West division - - - - GREEN BAY PACKERS Founded: 1921 Home field: Lambeau Field, Green Bay, Wisconsin Head coach: Mike McCarthy Starting quarterback: Aaron Rodgers Super Bowl titles: Four 2012 regular season record: 11-5 How they qualified: 1st in NFC North division - - - WASHINGTON REDSKINS Founded: 1932 Home field: FedEXField, Landover, Maryland Head coach: Mike Shanahan Starting quarterback: Robert Griffin III Super Bowl titles: Three 2012 regular season record: 10-6 How they qualified: 1st in NFC East division - - - SEATTLE SEAHAWKS Founded: 1976 Home field: CenturyLink Field, Seattle, Washington Head coach: Pete Carroll Starting quarterback: Russell Wilson Super Bowl titles: None 2012 regular season record: 11-5 How they qualified: 2nd in NFC West division (wild card) - - - MINNESOTA VIKINGS Founded: 1961 Home field: Mall of America Field, Minneapolis, Minnesota Head coach: Leslie Frazier Starting quarterback: Christian Ponder Super Bowl titles: None 2012 regular season record: 10-6 How they qualified: 2nd in NFC North division on tiebreaker

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UPDATE 2-NFL-Redskins beat the Cowboys to claim the NFC East

* Washington claims final playoff spot
* Rookie Morris rushes for 200 yards, three TDs
* Redskins to host Seahawks next Sunday (Adds details, quotes)
LANDOVER, Maryland, Dec 30 (Reuters) - The Washington Redskins defeated the Dallas Cowboys 28-18 on Sunday to claim the NFC East crown for the first time since 1999 and deny their bitter rivals a spot in the postseason.
Rookie running back Alfred Morris rushed for 200 yards on 33 carries and three touchdowns, while quarterback Robert Griffin III added a 10-yard TD run to lead Washington.
The Redskins, who opened the season 3-6 but have now won seven straight, will host the Seattle Seahawks (11-5) in the first round of the playoffs next Sunday at FedExField.
"For them to fight for seven weeks to put themselves in this position says a lot about who they are and what level they've played at," said Redskins coach Mike Shanahan.
"You work to get here. There's only one team that's happy at the end of the season and we want to be that team."
Griffin, who played tentatively at times due to a nagging leg injury, completed only nine of 18 passes for 100 yards but rushed for 63 yards on six carries.
"It's safe to say I'm the happiest guy in the room," the quarterback told reporters. "I was nine years old in 1999. I stand before you at 22 and the Redskins are NFC East champions. To me, it's just incredible."
Washington held a commanding 274-100 advantage on the ground, helping to keep Dallas out of the playoffs for a third straight season.
The Cowboys (8-8), who would have won the NFC East and the final playoff berth by beating the Redskins, closed the season with two consecutive losses.
"Obviously this is very disappointing for our team," said Cowboys coach Jason Garrett. "Our effort and determination for this game was awfully good and indicative of what this team has been doing all year long.
"At the end of the day, we did not get the job done."
Morris gave the Redskins a 21-10 fourth-quarter lead with a 32-yard touchdown run, reversing field against the Cowboys' pursuit. The score, with 10:32 left in the game, put the crowd in a party atmosphere not seen at FedExField in a long time.
The revelry was short-lived, however, when the Cowboys cut the lead to 21-18 on a 10-yard touchdown pass from Romo to Kevin Ogletree and a successful two-point conversion toss from Romo to Dwayne Harris.
KEY INTERCEPTION
With three minutes left and Dallas ready to mount a final drive, linebacker Rob Jackson intercepted a Romo pass in the flat intended for DeMarco Murray to seal the Redskins' triumph.
Romo completed 20 of 37 passes for 218 yards and two touchdowns but the 10-year NFL veteran had three interceptions.
"It stings," Romo said of the loss. "I know all of the guys are hurting. You put your heart in this thing for so long. We had to overcome a lot of stuff just to get ourselves in this situation.
"We had a chance. I'm disappointed that we couldn't get the job done."
With the clock winding down, a roughing-the-passer penalty by Jason Hatcher after an unsuccessful third-and-six throw by Griffin gave the Redskins a first and goal at the six.
Morris scored his third touchdown, a one-yard dive, with 1:09 left to put an exclamation point on the victory.
"We definitely believed, all odds we against us," Morris said of the Redskins' late-season surge. "We had faith in each other. We became a selfless team

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NFL-Final-game loss sinks Cowboys' playoff pursuit

LANDOVER, Maryland, Dec 30 (Reuters) - A heartbreaking loss ended another Dallas Cowboys' season on Sunday, the third year in a row the storied franchise has missed the playoffs.
"We have a big challenge ahead of us," Cowboys owner Jerry Jones said after Dallas lost to the Washington Redskins 28-18 and squandered their chance to win the NFC East.
"One of my jobs is to basically evaluate, analyze and make decisions in the off season, and help us be in better shape going into playoffs."
The Cowboys' 2012 campaign finished with two consecutive losses after a crucial interception thrown by quarterback Tony Romo after Dallas had rallied in the fourth quarter.
"It just hurts a lot right now to even think about and talk about," Romo said. For a second straight year the Cowboys lost a last-ditch, win-or-go-home final game of the regular season.
The Cowboys shook off two early interceptions and gained a 7-0 lead early in the second quarter, helped by a missed 37-yard field goal attempt by Washington's Kai Forbath.
But Dallas, a team that has been estimated as the most valuable sports franchise in the United States, was unable to win as the Redskins successfully kept Romo off-balance.
"We knew Romo doesn't like pressure in his face, so that was our big thing. We had to get pressure up the middle and not so much outside, to be able to keep him in the pocket," Redskins linebacker Ryan Kerrigan said of the plan to neutralize Romo.
Romo completed 20 of 37 passes for 218 yards and two touchdowns but was picked off three times.
"Tony's a heck of a football player and you have to keep him off balance. We feel very fortunate to have kept him a little off balance, it made the difference between winning and losing," said Washington coach Mike Shanahan.
The Redskins seemed to be cruising early in the fourth quarter.
But a Romo touchdown pass to wide receiver Kevin Ogletree with about six minutes to go and a two-point conversion pulled the visitors within three points, and the Cowboys seemed primed for their quarterback to mount one of his trademark late drives.
But a Romo pass intended for running back DeMarco Murray was scooped up by linebacker Rob Jackson, setting up the Redskins' final touchdown drive.
"I thought the safe throw was to throw it to DeMarco under the swing, right to the sideline, and the guy (Jackson) made a play, peeling off as a defensive end," Romo said. "I wish I had made a better decision at that time. It was disappointing."
He added, "You put your heart into this thing for so long throughout the year. We had to overcome a lot of stuff just to get ourselves in this situation. We had a chance. I'm just disappointed that we couldn't get the job done."
Cowboys head coach Jason Garrett offered no magic formula to turn around his team.
"Our effort and determination for this game was awfully good and indicative of what this team has been doing all year long," Garrett said. "At the end of the day, we did not get the job done."
The Redskins, who last won a divisional title when standout rookie quarterback Robert Griffin III was nine years old, will play the Seattle Seahawks next weekend.

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Final-game loss sinks Cowboys' playoff pursuit

LANDOVER, Maryland (Reuters) - A heartbreaking loss ended another Dallas Cowboys' season on Sunday, the third year in a row the storied franchise has missed the playoffs.
"We have a big challenge ahead of us," Cowboys owner Jerry Jones said after Dallas lost to the Washington Redskins 28-18 and squandered their chance to win the NFC East.
"One of my jobs is to basically evaluate, analyze and make decisions in the off season, and help us be in better shape going into playoffs."
The Cowboys' 2012 campaign finished with two consecutive losses after a crucial interception thrown by quarterback Tony Romo after Dallas had rallied in the fourth quarter.
"It just hurts a lot right now to even think about and talk about," Romo said. For a second straight year the Cowboys lost a last-ditch, win-or-go-home final game of the regular season.
The Cowboys shook off two early interceptions and gained a 7-0 lead early in the second quarter, helped by a missed 37-yard field goal attempt by Washington's Kai Forbath.
But Dallas, a team that has been estimated as the most valuable sports franchise in the United States, was unable to win as the Redskins successfully kept Romo off-balance.
"We knew Romo doesn't like pressure in his face, so that was our big thing. We had to get pressure up the middle and not so much outside, to be able to keep him in the pocket," Redskins linebacker Ryan Kerrigan said of the plan to neutralize Romo.
Romo completed 20 of 37 passes for 218 yards and two touchdowns but was picked off three times.
"Tony's a heck of a football player and you have to keep him off balance. We feel very fortunate to have kept him a little off balance, it made the difference between winning and losing," said Washington coach Mike Shanahan.
The Redskins seemed to be cruising early in the fourth quarter.
But a Romo touchdown pass to wide receiver Kevin Ogletree with about six minutes to go and a two-point conversion pulled the visitors within three points, and the Cowboys seemed primed for their quarterback to mount one of his trademark late drives.
But a Romo pass intended for running back DeMarco Murray was scooped up by linebacker Rob Jackson, setting up the Redskins' final touchdown drive.
"I thought the safe throw was to throw it to DeMarco under the swing, right to the sideline, and the guy (Jackson) made a play, peeling off as a defensive end," Romo said. "I wish I had made a better decision at that time. It was disappointing."
He added, "You put your heart into this thing for so long throughout the year. We had to overcome a lot of stuff just to get ourselves in this situation. We had a chance. I'm just disappointed that we couldn't get the job done."
Cowboys head coach Jason Garrett offered no magic formula to turn around his team.
"Our effort and determination for this game was awfully good and indicative of what this team has been doing all year long," Garrett said. "At the end of the day, we did not get the job done."
The Redskins, who last won a divisional title when standout rookie quarterback Robert Griffin III was nine years old, will play the Seattle Seahawks next weekend.
The Cowboys return to Dallas to consider what could have been.

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